Excessive debt?

We can help. We provide financial counseling for individuals and families in financial distress.
If you're struggling with gambling-related financial problems, we offer financial counseling that can relieve the pressure –
at no cost where we have a state contract in place.
No sales. No commissions.
We're paid by state governments,
not by fees.

How it works

We’re the nation’s leading provider of financial counseling
Each of our counselors brings deep expertise in supporting individuals, families, and others affected by problem gambling.
No money for financial counseling? We get it. You're not alone. In fact, 73% of people with a gambling problem carry some form of debt. To overcome this obstacle, we receive funding from state governments so we can provide financial counseling support at no-cost to you or your family.

Meet our financial counselors

All of our financial counselors have a duty to act in your best interest. We never sell financial products, charge commissions, or offer investment advice.
Stephanie Higgins
AFC®, MQFP®
Stephanie’s professional journey into financial planning blends her background in social services with a passion for helping people use finance to achieve their life goals. As a first-generation wealth builder herself, Stephanie focuses on creating trusted relationships based on non-judgmental support, financial education, and a deep understanding of clients’ hopes, dreams, and specific life circumstances.
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Dominique' Reese
AFC®, FFC®
As a single mother and entrepreneur, Dr. Dominique’ Reese understands the struggles and challenges women face today. Her mission is to apply this deep understanding and her own experiences to help women master their money and build financial freedom.
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Sara Croymans
AFC®, M.Ed.
For more than 30 years, Sara has dedicated her career to helping people build critical life skills in financial capability and resilience. Whether helping clients with money management, debt, or recovery from adversity or trauma, Sara empowers clients with the confidence and resources they need to make better personal financial decisions.
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Yvonne Hampton
Ph.D., AFC®
Yvonne holds a PhD, MBA, and a Masters in Personal Financial Planning. With 15 years as a financial coach, she focuses on helping her clients work through their underlying feelings & belief systems to help them meet their financial goals.
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Nan Franks
MA, LPC-S, LICDC-CS, GAMB
After pulling herself out of financial trouble, Nan wanted to help others in similar situations. Now, she helps everyday people find personalized and practical solutions to financial issues.
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Kyle Grevengoed
CFP®, AFC®
Kyle has worked in financial services since 2007, including several years at two of the largest U.S. credit unions. He is now an independent financial planner and counselor, passionate about helping people align their lives with their longterm goals.
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Jessica Parks
Ph.D., AFC®
Jessica has a PhD in Financial Planning and Consumer Economics. She is passionate about helping families pay off debt & creating realistic spending plans.
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Janice Pierce
CFP®
As a financial advisor with a background in risk management, Janice helps clients build financial knowledge and understand emotions about money.
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Axton Betz-Hamilton
Ph.D., AFC®
Axton is an experienced financial counselor and educator. She earned a PhD in Human Development & Family Studies, an MS in Personal Financial Planning, and a Graduate Certificate in Financial Therapy.
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Ambus Hunter IV
AFC®
As a person in recovery from problem gambling, Ambus now helps clients with their own financial recovery plans.
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What others say about us!

There is still work to do, but my counselor is ready to guide me. I am so grateful for this service.
Max F
The counselor was beyond helpful, not only with financial advice but gambling-related advice. She pointed me in the right direction for finding a counselor to speak with about my addiction and how to get my finances in order permanently.
Sam W
Dr. Hampton's empathy, intelligence, and firmness were invaluable.
Emily N
I liked the ease of making a plan. When my head is spinning because of the numbers, I am calmed by Janice’s expertise.
Hannah B
GamFin helped me understand the steps I needed to take to fix tax issues when I didn’t know where to turn. The thought of dealing with overdue taxes felt overwhelming, but my counselor approached everything with understanding and without an ounce of shame. She guided me through the process step by step, making it manageable and helping me regain control. Thanks to her support and understanding, I’m back on track and finally feel a sense of relief and confidence moving forward.
Christina C
"I really like my financial counselor, Yvonne. I shared my financial background with her, and there was no judgement from her. She made me feel very comfortable and offered good suggestions. She seemed like she really cared. She even gave me advice on how to cut back my spending at restaurants and offered ideas on cheaper, healthier alternatives. I felt like she saw me as a whole person instead of just focusing on my finances."
George C
"I'm always worried about my son's gambling and financial problems, especially his credit score. GamFin has helped me understand that there is a way out of debt without getting scammed by loan consolidators and lenders. I feel 100% better now after talking with the financial counselor at GamFin. I'm confident they can help him make good decisions and give him some hope out of his financial mess."
Jackie T
"I just want to say THANK YOU for this recommendation. My state wasn’t listed but they work with people here! (New Mexico) It’s been incredible to confront and tell someone out loud about finances, and receive support to create a realistic plan to tackle debts … and in an encouraging and nonjudgmental manner."
Emma N
"I have had 3 sessions with Janice from GamFin and their service is so wonderful and has truly helped my anxiety so much, which is my biggest trigger. I look at my finances, get anxiety because I want to solve my issues now, and I gamble. She has really helped us break it down and curb our spending and helped me look at the broader picture."
Nick M
"I had my first appointment this morning. I had been looking for a resource to help with the financial situation I am in right now. This is exactly what I needed. Thank you for sharing."
Jake B
"I work with a GamFin counselor. I absolutely love him! He just got approval to continue counseling me. I use the Money Tracker he created for me once a week. I've always had a debt spreadsheet where I tracked my debt but I never tracked my spending. Nor have I ever had a budget. This Money Tracker captures everything. I look forward to our next meeting on Friday."
Hannah L

Take your first step toward financial stability today!

To book a virtual counseling session with one of our counselors, click the button below. You’ll be guided through a short series of questions in a secure and confidential intake process.