Free Financial Counseling for Colorado Residents Impacted by Gambling

Free, confidential financial counseling is available to Colorado residents experiencing financial harm due to gambling. Get help managing debt, rebuilding your finances, and regaining control.

Schedule your intake session

Colorado

GamFin offers free, confidential financial counseling to Minnesota residents, with funding and support provided by Problem Gambling Coalition of Colorado, Inc.
‍

‍

If gambling has created financial challenges, you’re not alone, and you don’t have to face them by yourself. Our financial counselors are here to help you:

Take control of debt
Boost your money confidence
Rebuild and strengthen your credit
Ease money-related tension with loved ones
Explore your financial options
Build lasting financial habits
Create a budget that works
Transform your relationship with money

Get Started by Selecting a Financial Counselor

Each of our counselors brings expertise in budgeting, debt-management, credit improvement, and money systems for individuals and families impacted by gambling.

Clint Prom

CFP®

Alexis Kilgore

Michael Spear

CFP®

Kayleen Salchenberg

AFC® M.Ed.

Lynn McHann

AFC®, CFEI®

Kristen Haflett

Andrea Person

Oscar Jose Palma

AFC®

Martha Menard

AFC® candidate, Ph.D.

Stephanie Higgins

ChFC®, AFC®, MQFP®

Sara Croymans

AFC®, M.Ed.

Nan Franks

AFC® candidate, LPCC, LICDC-CS, GAMB

Jessica Parks Limbrick

AFC®, Ph.D.

Janice Pierce

CFP®, RICP®, CRPC

Axton Betz-Hamilton

AFC®, Ph.D.,

Ambus Hunter IV

AFC®

Select your financial counselor

How it works

Pick a counselor

Choose from our staff of certified and accredited financial counselors.

Choose a time

Schedule a 50-minute time slot when it's most convenient for you.

Book a session

Visit our booking page to schedule a financial counseling session.

Begin your recovery

Take your first steps toward financial stability.
‍

About GamFin

GamFin is a leading provider of financial counseling services focused on gambling-related financial problems.

We provide financial counseling, education, and support to individuals, families, and others impacted by someone's gambling.

Learn more

Free resources

Bet Smart Colorado

Tools and support for playing responsibly, self-exclusion options, and guidance on where to get help

Problem Gambling Coalition of Colorado

Offers free or low-cost counseling, support groups, and guidance

National Council on Problem Gambling

Call 1-800-GAMBLER, Text 800GAM, Chat 1800gamblerchat.org

Start your financial recovery today

Let us help you gain clarity, find a path forward, and help restore hope.

Book an appointment

Testimonials

What others say about us!

"... an incredible enhancement to our gambling counseling program. The financial counselors are skillful and compassionate, and once our clients begin working with the counselors, our clients regain a sense of hope to address the long-term financial impact of their gambling."

Elizabeth Thielen

LPC, PCGC

Nicasa Behavioral Health Services

"I really like my financial counselor, Yvonne. I shared my financial background with her, and there was no judgement from her. She made me feel very comfortable and offered good suggestions. She seemed like she really cared. She even gave me advice on how to cut back my spending at restaurants and offered ideas on cheaper, healthier alternatives. I felt like she saw me as a whole person instead of just focusing on my finances."

George C

Getting financial counseling through GamFin can be a turning point in recovery. Struggling with debt caused by gambling can feel overwhelming and isolating, but GamFin’s financial counselors truly understand what someone is going through. They provide practical guidance without judgment or shame, helping people create a realistic plan to rebuild their finances and regain control of their lives after gambling. Their empathy and expertise truly make all the difference.

Christina Cook

Founder & podcast host, Broke Girl Society

GamFin helped me understand the steps I needed to take to fix tax issues when I didn’t know where to turn. The thought of dealing with overdue taxes felt overwhelming, but my counselor approached everything with understanding and without an ounce of shame. She guided me through the process step by step, making it manageable and helping me regain control. Thanks to her support and understanding, I’m back on track and finally feel a sense of relief and confidence moving forward.

Christina C

"I work with a GamFin counselor. I absolutely love him! He just got approval to continue counseling me. I use the Money Tracker he created for me once a week. I've always had a debt spreadsheet where I tracked my debt but I never tracked my spending. Nor have I ever had a budget. This Money Tracker captures everything. I look forward to our next meeting on Friday."

Hannah L

“GamFin’s financial counseling services have done wonders for our clients. Financial pressures can increase anxiety and fears for individuals in treatment for problem gambling. Working in partnership with GamFin, we can alleviate that financial stress, giving our clients hope and the relief they need to focus on getting better rather than feeling overwhelmed by debt."

Jody Bechtold

LCSW, ICGC, IGDC, PC

The Better Institute

“... an absolute miracle. As a problem gambling counselor, this is the service we've needed to give clients hope. When it comes to gambling addiction, the topic of money must be discussed. Our clients who have used this service come away with a realistic plan to pay off debts and rebuild financial health and still be able to live their lives.”

Denise Bergner

BA, CADC, PCGC

Way Back Inn

"... an invaluable asset in working with individuals and families touched by problem gambling. The feedback from them has been overwhelmingly positive and shows in their response to treatment. And as an added benefit I receive support and training from experts in the field of finances. Something I was never fully comfortable dealing with but is vital in the work we do."

Jennifer Macioce

LCSW, ICGC-1

Milestone Centers

Dr. Hampton's empathy, intelligence, and firmness were invaluable.

Emily N

"I have had 3 sessions with Janice from GamFin and their service is so wonderful and has truly helped my anxiety so much, which is my biggest trigger. I look at my finances, get anxiety because I want to solve my issues now, and I gamble. She has really helped us break it down and curb our spending and helped me look at the broader picture."

Nick M

I liked the ease of making a plan. When my head is spinning because of the numbers, I am calmed by Janice’s expertise.

Hannah B

"I just want to say THANK YOU for this recommendation. My state wasn’t listed but they work with people here! (New Mexico) It’s been incredible to confront and tell someone out loud about finances, and receive support to create a realistic plan to tackle debts … and in an encouraging and nonjudgmental manner."

Emma N

The counselor was beyond helpful, not only with financial advice but gambling-related advice. She pointed me in the right direction for finding a counselor to speak with about my addiction and how to get my finances in order permanently.

Sam W

"I'm always worried about my son's gambling and financial problems, especially his credit score. GamFin has helped me understand that there is a way out of debt without getting scammed by loan consolidators and lenders. I feel 100% better now after talking with the financial counselor at GamFin. I'm confident they can help him make good decisions and give him some hope out of his financial mess."

Jackie T

There is still work to do, but my counselor is ready to guide me. I am so grateful for this service.

Max F

What I like about my GamFin counselor? Her compassion, understanding ... and I left feeling hopeful for a change.

Ben V

"I had my first appointment this morning. I had been looking for a resource to help with the financial situation I am in right now. This is exactly what I needed. Thank you for sharing."

Jake B

FAQs

What does this service cost?

Financial counseling is free to residents of Colorado. In partnership with the Problem Gambling Coalition of Colorado, Inc. we offer financial counseling at no cost to individuals and families.

What if I'm not ready to book an appointment now

That's OK. You can always come back to book a session. If you want to learn more about the harms associated with problem gambling, please visit 800gambler.org

How can I figure out the full extent of gambling debt?

Financial challenges can be overwhelming, but asking questions about how to best understand the extent of debt is a great first step to making a recovery plan for yourself or a loved one. Our financial counselors can offer advice as you gather information about gambling debt. One quick action you can take on your own is to review your family’s pay statements to be sure all earnings are coming into the household, and nothing is being placed in a hidden account. There are many other ways to uncover debt and understand the full scope of the problem. Download [our guide] for more information.

How can I manage complex finances like debt, taxes, retirement, and divorce?

We know life gets messy sometimes. It’s especially challenging if you’re juggling debt, taxes, or retirement planning. Our financial counselors can help develop a spending plan, based on simple steps specific to your situation. NEEDS MORE CONTENT

How do I know if bankruptcy is right for me?

Considering bankruptcy can be a complicated and emotional decision, but it’s important to know that you’re not alone. Many people struggle with this same situation. If you’re overwhelmed with debt, can’t keep up with payments, or if creditors are taking legal actions, you can meet with one of our financial counselors to evaluate your best options.

Someone used my identity to wager at a casino. What should I do?

Discovering identity theft can be an unsettling experience, and you are probably feeling overwhelmed. This is a serious situation, but there are concrete steps you can take to keep yourself and your finances protected. First, you should immediately freeze credit to prevent further debt taken out in your name. Next, notify the casino. They will want proof of your identity.

Is it okay for my adult child to live with me rent-free?

Every family situation is unique, and it’s understandable that your first instinct in this situation is to offer your child a place to stay. However, it may be important to set clear expectations and to consider the benefits and challenges of letting your child live with you rent-free. For instance, paying your child’s rent may help them save money, and living together may also provide bonding opportunities to bring you closer and make it easier to discuss complex subjects like finances. On the other hand, this situation could also make your child too dependent on you, and it could cause stress on your own finances. Ultimately, the decision is up to you, but our financial counselors are here to help parents navigate these difficult decisions.

Should I pay for my adult child’s rent?

It’s very common for a parent to want to rescue their child from financial harm. But this is a risky situation and it may depend on your specific circumstances. While making your decision, it may be helpful to ask yourself if your financial support could actually hurt your child by freeing up money for them that they can now use for gambling. To weigh the risks and benefits, subscribe to our handbook, How to manage gambling debt, or schedule a free financial counseling session with a GamFin counselor.

How does my loved one keep getting loans when they already have debt?

It can be difficult to focus on financial questions when your loved one is struggling with issues related to problem gambling, but understanding how lenders work can be a helpful way to learn about getting your loved one the help they need. Lenders don’t check for gambling habits – they focus on credit scores, income, or financial history. If gambling is causing financial strain, monitor credit to be sure no debt has been taken out in your name and help your loved one seek support for their problem gambling.

My spouse is angry because I gambled away a loan from my in-laws. How can I fix this?

Financial hardship caused by gambling can cause severe stress that can often cloud one’s judgement. It’s not uncommon for individuals to use loans to try to gamble their way out of debt. But sadly, in most instances, gambling with borrowed money typically results in greater losses. If you’ve gambled and lost money that was loaned to you by someone you love, taking responsibility and developing a plan can be a good starting point. Our financial counselors can help you find the right approach. For some steps to get started, check out our free handbook, How to manage gambling debt, or schedule a free financial counseling session.